Relay is the official banking platform for Profit First® — online banking built specifically for entrepreneurs who are tired of getting paid last. Up to 20 checking accounts, zero fees, automatic Profit First allocations, and completely free to start.
I have never loved a bank, but I love Relay. It is easy to use, and the features are everything I need to keep my Profit First method running simply in the background every single day. I recommend Relay to everyone — especially entrepreneurs who are tired of getting paid last, if they get paid at all.
— The Real Jason Duncan
Relay is the official banking platform for Profit First — a partnership that has been in place since 2023. With Relay, you set up dedicated checking accounts for Profit, Owner's Pay, Taxes, and Operating Expenses — exactly the way the methodology is designed to work. Then Relay's built-in auto-transfer rules distribute your revenue to each bucket automatically, whether you prefer daily, weekly, or monthly allocations. You stop thinking about it. The system does the work.
You get up to 20 free checking accounts with no minimum balances, no monthly fees, and no overdraft fees. Relay integrates directly with QuickBooks and Xero, so your bookkeeping stays clean without extra effort. Your deposits are FDIC insured up to $3 million through Thread Bank. This is the banking setup I use, and it is the one I tell every entrepreneur to use.
Set your percentages once and let Relay move your money automatically. Revenue gets distributed to Profit, Owner's Pay, Taxes, and OpEx on your schedule.
Create up to 20 individual checking accounts at no extra cost. Organize your finances the way your business actually operates — no workarounds needed.
No monthly fees, no minimum balances, no overdraft fees, no surprises. Relay keeps it straightforward so you keep more of what you earn.
Send professional invoices directly from Relay and get paid faster. No third-party invoicing tools required — it is all built into the platform.
Integrates directly with QuickBooks and Xero. Your transactions flow into your books automatically, keeping everything accurate without the manual data entry.
Give your bookkeeper, CFO, or team members the access they need — with role-based permissions so you stay in control of who sees and does what.
Open your free Relay account and start running Profit First on autopilot.
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